Many people with bad credit utilize debit cards to get the convenience associated with credit cards. A debit card allows you to pay for purchases without having to have cash on-hand. To encourage frequent usage of debit cards, many institutions also offer rewards programs. Having a debit card is not exactly like having a credit card though. With a credit card, you actually borrow the financial institution's money and pay it back. When you use a debit card, you will be taking money out of your checking/savings account. Debit cards do not charge an interest rate on purchases, since you are not borrowing money. When you apply for a debit card, make sure you ask about any monthly fees (if applicable). If you don't have any cash on hand (or in an account), a debit card won't help with an immediate cash need. You may want to consider a personal loan instead.
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Below are debit cards offered by many financial institutions.
Click the 'Apply Now' button next to your desired card if you wish to apply.